Plans & pricing
Within a vehicle type, every level covers the same components. What moves is the claim limit and the labour rate. Across vehicle types the price moves too, because parts, labour and risk genuinely differ.
Choose your vehicle
Prices differ by vehicle because parts, labour and risk do.
Car
from £34.99
Motorhome
from £54.99
Motorbike
from £22.99
Caravan
Coming soon
ESSENTIAL
ELITE
Same components
Four plans · same covered components
The ladder is simple: the claim limit and the labour rate go up. The component list does not quietly shrink on the cheaper plan.
Monthly
Annual not offered
Showing illustrative car prices, from £34.99 per month. Final prices and cover are subject to product approval.
ESSENTIAL
per month, all in
Older mainstream cars with straightforward mechanicals.
CLAIM LIMIT
£1,000
LABOUR RATE
£75/hr
Great value everyday cover
MOST CHOSEN
STANDARD
per month, all in
Most family cars, five to twelve years old.
CLAIM LIMIT
£1,500
LABOUR RATE
£75/hr
More protection, same simplicity
PREMIUM
per month, all in
Newer or dearer cars with costlier parts.
CLAIM LIMIT
£2,500
LABOUR RATE
£120/hr
The balance of cover and value
ELITE
per month, all in
Premium and performance, specialist labour rates.
CLAIM LIMIT
£5,000
LABOUR RATE
£120/hr
Our highest level of protection
Showing illustrative motorhome prices, from £54.99 per month. Final prices and cover are subject to product approval.
ESSENTIAL
per month, all in
Older coachbuilts on a proven van chassis.
CLAIM LIMIT
£1,000
LABOUR RATE
£95/hr
Great value everyday cover
MOST CHOSEN
STANDARD
per month, all in
The mainstream coachbuilt, eight to fifteen years.
CLAIM LIMIT
£1,500
LABOUR RATE
£95/hr
More protection, same simplicity
PREMIUM
per month, all in
Newer coachbuilts and larger A-class layouts.
CLAIM LIMIT
£2,500
LABOUR RATE
£140/hr
The balance of cover and value
ELITE
per month, all in
A-class and heavier chassis, specialist labour.
CLAIM LIMIT
£5,000
LABOUR RATE
£140/hr
Our highest level of protection
Showing illustrative motorbike prices, from £22.99 per month. Final prices and cover are subject to product approval.
ESSENTIAL
per month, all in
Commuter and learner-legal machines.
CLAIM LIMIT
£1,000
LABOUR RATE
£75/hr
Great value everyday cover
MOST CHOSEN
STANDARD
per month, all in
Mid-capacity roadsters and modern classics.
CLAIM LIMIT
£1,500
LABOUR RATE
£75/hr
More protection, same simplicity
PREMIUM
per month, all in
Litre sports and larger adventure bikes.
CLAIM LIMIT
£2,500
LABOUR RATE
£95/hr
The balance of cover and value
ELITE
per month, all in
Premium tourers and specialist marques.
CLAIM LIMIT
£5,000
LABOUR RATE
£95/hr
Our highest level of protection
Caravans price by axle, so single axle and twin axle will be sold as separate products with their own claim limits. Leave your email and we will tell you the day it opens, with the prices.
Compare honestly
If a comparison table needs twenty rows of ticks to justify the top tier, the tiers are doing something other than what they claim.
|
|
Essential
|
Standard
|
Premium
|
Elite
|
|---|---|---|---|---|
|
Monthly price
|
£34.99
|
£44.99
|
£64.99
|
£99.99
|
|
Claim limit per repair
|
£1,000
|
£1,500
|
£2,500
|
£5,000
|
|
Labour rate covered
|
£75/hr
|
£75/hr
|
£120/hr
|
£120/hr
|
|
Components covered
|
10,000+
|
10,000+
|
10,000+
|
10,000+
|
|
24/7 recovery
|
Free
|
Free
|
Free
|
Free
|
|
Claims per year
|
Unlimited
|
Unlimited
|
Unlimited
|
Unlimited
|
|
Transfers on sale
|
Yes
|
Yes
|
Yes
|
Yes
|
|
Minimum term
|
None
|
None
|
None
|
None
|
|
Credit check
|
No
|
No
|
No
|
No
|
Choose in plain language
Match the limit to what a serious repair actually costs. Parts and labour at the top of a range run roughly double the bottom of it for the very same fault.
Essential · £34.99
Fiesta, Corsa, Polo, Yaris. Ten years or more. Covers a clutch, alternator or water pump comfortably.
Standard · £44.99
Focus, Golf, Astra, Qashqai. The bulk of what sits on UK drives.
Premium · £64.99
3 Series, A4, Tiguan, XC40. Covers a gearbox or turbo in full on most models.
Elite · £99.99
5 Series, E-Class, Evoque, Macan. Four-figure component prices.
RECOVERY SAVING
Recovery is £4.99 a month alone and free with every warranty level. Over a year that is the whole of it, handed back.
Pricing, without the footwork