Monthly vehicle warranty · UK drivers
Make the repair bill somebody else's problem.
Mechanical and electrical cover paid monthly, with 24/7 recovery included.
Choose your vehicle
Prices differ by vehicle because parts, labour and risk do.
Car
from £34.99
Motorhome
from £54.99
Motorbike
from £22.99
Caravan
Coming soon
Now your registration
UK
AB12 CDE
No credit check. No obligation. About two minutes.
£34.99 /month
car · lowest level · recovery included free
- Rolling monthly
- No credit checks
- Transferable
- Recovery free
Illustrative repair invoice
Automatic gearbox repair
Example
Parts & specialist labour
£2,000
VAT
£400
Total
£2,400
Prototype figure, requires commercial sign-off.
FlexiTerm Essential
£34.99/mo
Cover against covered mechanical and electrical failure.
★★★★★
4.7 out of 5 on Trustpilot
Illustrative
Live score wired in before launch
Any VAT-registered garage
You choose who does the work
UK claims team
Mon–Fri, 9am–6pm, no offshore centres
Part of National Warranties Group
Claims handled in-house, not brokered on
The real price comparison
It isn't the warranty that's expensive.
The uncomfortable truth is more persuasive than a discount badge: one ordinary mechanical failure on a car can dwarf the monthly cost of cover. These figures are illustrative and need business sign-off.
Automatic gearbox
~£2,400
Rebuild or replacement, fitted
Turbocharger
~£1,850
Unit, oil feed and labour
Diesel particulate filter
~£1,400
Replacement and regeneration
Clutch and dual-mass flywheel
~£1,100
Gearbox out, both parts renewed
Engine control unit
~£900
Supply, fit and code to the car
Air-con compressor
~£750
Even a ‘smaller’ repair can sting.
One £2,400 automatic gearbox ≈ nearly 6 years of Essential cover.
£2,400 ÷ £34.99 ≈ 68.6 months
Claims without the fairy tale
What we pay. What you pay. No magic.
Three real shapes of claim, including one where the customer still had to contribute. Better you see that here than discover it at the garage counter.
Turbocharger failure
Paid in full
£1,847
2019 BMW 320d · 68k miles · Premium
We pay £1,847
You pay £0
Warning light on the motorway, then a loss of power. Diagnosed on the Tuesday, authorised the same afternoon, paid straight to the garage.
Gearbox failure
Limit reached
£2,180
2017 VW Golf · 83k miles · Standard
We pay £1,500
You pay £680
A rebuild authorised the same week it was diagnosed. The plan limit is the only reason the customer contributed anything at all.
This is why the plan limit matters. Standard covers £1,500 of this repair; Premium would cover the full £2,180.
ECU failure
Paid in full
£912
2015 Nissan Qashqai · 96k miles · Essential
We pay £912
You pay £0
Non-start on a cold morning, traced to a failed engine control unit. Supplied, fitted and coded, settled directly with the garage.
Four plans · same covered components
Choose the size of repair bill you want us to absorb.
Every level covers the same 10,000+ components. The level sets how much we pay towards a single repair and the labour rate we cover, nothing else.
Monthly
Annual not offered
Car
from £34.99/mo
Motorhome
from £54.99/mo
Motorbike
from £22.99/mo
Caravan
Coming soon
Showing illustrative car prices, from £34.99 per month. Final prices and cover are subject to product approval.
Essential
per month, all in
Older mainstream cars with straightforward mechanicals.
Claim limit
£1,000
Labour rate
£75/hr
- 10,000+ parts covered
- 24/7 recovery included free
- Cancel any time, no fee
- Transfers if you sell
Great value everyday cover
Most chosen
Standard
per month, all in
Most family cars, five to twelve years old.
Claim limit
£1,500
Labour rate
£75/hr
- 10,000+ parts covered
- 24/7 recovery included free
- Cancel any time, no fee
- Transfers if you sell
More protection, same simplicity
Premium
per month, all in
Newer or dearer cars with costlier parts.
Claim limit
£2,500
Labour rate
£120/hr
- 10,000+ parts covered
- 24/7 recovery included free
- Cancel any time, no fee
- Transfers if you sell
The balance of cover and value
Elite
per month, all in
Premium and performance, specialist labour rates.
Claim limit
£5,000
Labour rate
£120/hr
- 10,000+ parts covered
- 24/7 recovery included free
- Cancel any time, no fee
- Transfers if you sell
Our highest level of protection
Drive now · pay monthly
Two minutes, one registration, and it's done.
Enter your reg, pick a level, pay. Documents land in your inbox
before the kettle boils.
- Your usual independent, a specialist or a franchised dealer
- For certain faults, a manufacturer specialist may be authorised
- You don't need to diagnose the problem yourself
Drive now · pay monthly
Two minutes, one registration, and it's done.
Enter your reg, pick a level, pay. Documents land in your inbox before the kettle boils.
- From £22.99 a month, recovery included
- No credit check, no deposit, no exit fee
- Transfers free to the next owner
What ‘covered’ means
The expensive systems, not just the easy bits.
Failure of a mechanical or electrical component. Not a service item, not wear and tear, and we say which is which on the cover page rather than in a PDF afterwards.
Engine
Pistons, crankshaft, oil pump, cylinder head, valves and internal bearings.
Transmission
Gearbox internals, torque converter, differential, driveshafts and CV joints.
Electrical
Starter motor, alternator, ECU, window motors, central locking and sensors.
Turbo & emissions
Turbocharger, wastegate, actuator and selected emissions-control components.
Cooling & fuel
Water pump, radiator, thermostat, fuel pump and injectors.
Steering & braking
Steering rack, power steering pump, ABS pump and selected hydraulics.
Engine
Pistons, crankshaft, oil pump, cylinder head, valves and internal bearings.
Engine
Pistons, crankshaft, oil pump, cylinder head, valves and internal bearings.
Engine
Pistons, crankshaft, oil pump, cylinder head, valves and internal bearings.
Engine
Pistons, crankshaft, oil pump, cylinder head, valves and internal bearings.
A summary of the main systems. The policy document is the contractual list.
Eligibility upfront
Better to know now than at claim time.
Thirty seconds here saves a declined claim later. If you fall outside these, ring us before you buy and we will tell you straight.
Your car is likely to fit if…
It has under 150,000 miles on the clock
It is up to 15 years old when cover starts
It is UK registered and in private use
It has a valid MOT and a broadly kept service history
It is a car, small van, motorhome or caravan
Petrol, diesel, hybrid or electric, all fine
We can't offer this cover if…
It is used for taxi, private hire, courier or instruction work
The engine or drivetrain is modified outside manufacturer spec
A fault is already diagnosed, advised or showing
It is a grey import without UK specification
It is over 15 years old or past 150,000 miles
It is not registered to a UK address
Illustrative criteria. Final limits are an underwriting decision and must be confirmed before launch.
The satisfying bit
Recovery drops from £4.99 to FREE the moment Warranty is selected.
No voucher. No rebate. No second transaction. Warranty and Recovery stack into one monthly total.
Recovery on its own
Recovery with Warranty
£0.00
Annual saving
£59.88
Roadside assistance, recovery to a garage of your choice, home start and accident management, across the UK and Europe.
Warranty
Mechanical & electrical cover
from
£34.99
Four claim limits. One component list.
24/7 UK & Europe
Now free
How a claim actually works
Four steps. One rule before all the others.
Ring us before any work starts. Everything else we can sort out; authorisation after the fact we often cannot.
01
Call first
Ring the claims line before the garage begins. This is the one rule that protects your claim.
02
Diagnosis
We speak to your garage directly and agree what has actually failed.
03
Authorisation
We confirm in writing what we will pay before a spanner is lifted.
04
Repair
Work goes ahead and we settle with the garage directly wherever we can.
Claims line
0330 808 0633
Mon–Fri, 9am–6pm. A UK team, and the same team that authorises the work.
Ring before any work starts, even if you are not sure the failure is covered.
Not covered yet?
Proof, with sign-off boundaries
Trust needs evidence, not invented stars.
These are placeholders. Real reviews go here before launch — fabricated testimonials on a consumer finance product are a regulatory problem, not just poor taste.
★★★★★
“Rang on Tuesday about the turbo, authorised that afternoon, garage paid direct. I never had to find the money first.”
Awaiting real review
Placeholder
★★★★★
“The exclusions were on the website before I bought, not buried in a PDF afterwards. That is what made me trust the rest of it.”
Awaiting real review
Placeholder
★★★★★
“Sold the car in March and the cover went with it. The buyer treated it as a plus, so it paid for itself on the sale price.”
Awaiting real review
Placeholder
Guides, not filler
Useful before something goes wrong.
Buying guide
What does a car warranty actually cover?
The difference between mechanical failure and a wear item, and why it decides whether a claim gets paid.
6 min read →
Diagnosis
Seven warning signs your turbo needs attention
Whistles, blue smoke, boost that comes and goes. What to check before it takes the engine with it.
7 min read →
Explainer
MOT vs warranty: what's the difference?
One is a legal roadworthiness test. The other pays for what breaks. People conflate them constantly.
5 min read →
No buried questions