Essential
£34.99
per month, all in
Claim limit
£1,000
Labour rate
£75/hr
- 10,000+ parts covered
- 24/7 recovery included free
- Cancel any time, no fee
- Transfers if you sell
Great value everyday cover
Monthly vehicle warranty · UK drivers
Make the repair bill somebody else's problem.
Mechanical and electrical cover paid monthly, with 24/7 recovery included.
Choose your vehicle
Prices differ by vehicle because parts, labour and risk do.
Car
from £34.99
Motorhome
from £54.99
Motorbike
from £22.99
Caravan
Coming soon
Caravan cover is coming
Single axle and twin axle will be priced separately.
Car
from £34.99
Motorhome
from £54.99
Motorbike
from £22.99
Caravan
Coming soon
Now your registration
UK
No credit check. No obligation. About two minutes.
£34.99 /month
car · lowest level · recovery included free
£34.99 /month
car · lowest level · recovery included free
- Rolling monthly
- No credit checks
- Transferable
- Recovery free
FlexiTerm Essential
£34.99/mo
Cover against covered mechanical and electrical failure.
Recovery £4.99 → FREE
Illustrative repair invoice
Automatic gearbox repair
Example
Parts & specialist labour
£2,000
VAT
£400
Total
£2,400
Prototype figure, requires commercial sign-off.
★ ★ ★ ★ ★
4.7 out of 5 on TrustpilotIllustrative
Live score wired in before launch
Any VAT-registered garage
You choose who does the work
UK claims team
Mon–Fri, 9am–6pm, no offshore centres
Part of National Warranties Group
Claims handled in-house, not brokered on
The real price comparison
It isn't the warranty that's expensive.
Automatic gearbox
~£2,400
Rebuild or replacement, fitted
Turbocharger
~£1,850
Unit, oil feed and labour
Diesel particulate filter
~£1,400
Replacement and regeneration
Clutch and dual-mass flywheel
~£1,100
Gearbox out, both parts renewed
Engine control unit
~£900
Supply, fit and code to the car
Air-con compressor
~£750
Even a ‘smaller’ repair can sting.
One £2,400 automatic gearbox ≈ nearly 6 years of Essential cover.
£2,400 ÷ £34.99 ≈ 68.6 months
Claims without the fairy tale
What we pay. What you pay. No magic.
Turbocharger
failure
Paid in full
£1,847
2019 BMW 320d · 68k miles · Premium
We pay £1,847
You pay £0
Warning light on the motorway, then a loss of power. Diagnosed on the Tuesday, authorised the same afternoon, paid straight to the garage.
Gearbox failure
Limit reached
£2,180
2017 VW Golf · 83k miles · Standard
We pay £1,500
You pay £680
A rebuild authorised the same week it was diagnosed. The plan limit is the only reason the customer contributed anything at all.
This is why the plan limit matters. Standard covers £1,500 of this repair; Premium would cover the full £2,180.
ECU failure
Paid in full
£912
2015 Nissan Qashqai · 96k miles · Essential
We pay £912
You pay £0
Intermittent no-start that three garages had failed to pin down. Supply, fit and coding covered, plus the recovery that got it there.
Four plans · same covered components
Choose the size of repair bill you want us to absorb.
Monthly
Annual not offered
Showing illustrative car prices, from £34.99 per month. Final prices and cover are subject to product approval.
ESSENTIAL
£ 34 .99
per month, all in
Older mainstream cars with straightforward mechanicals.
CLAIM LIMIT
£1,000
LABOUR RATE
£75/hr
- 10,000+ parts covered
- 24/7 recovery included free
- Cancel any time, no fee
- Transfers if you sell
Great value everyday cover
MOST CHOSEN
STANDARD
£ 44 .99
per month, all in
Most family cars, five to twelve years old.
CLAIM LIMIT
£1,500
LABOUR RATE
£75/hr
- 10,000+ parts covered
- 24/7 recovery included free
- Cancel any time, no fee
- Transfers if you sell
More protection, same simplicity
PREMIUM
£ 64 .99
per month, all in
Newer or dearer cars with costlier parts.
CLAIM LIMIT
£2,500
LABOUR RATE
£120/hr
- 10,000+ parts covered
- 24/7 recovery included free
- Cancel any time, no fee
- Transfers if you sell
Great value everyday cover
ELITE
£ 99 .99
per month, all in
Premium and performance, specialist labour rates.
CLAIM LIMIT
£5,000
LABOUR RATE
£120/hr
- 10,000+ parts covered
- 24/7 recovery included free
- Cancel any time, no fee
- Transfers if you sell
Our highest level of protection
Showing illustrative motorhome prices, from £54.99 per month. Final prices and cover are subject to product approval.
ESSENTIAL
£ 54 .99
per month, all in
Older coachbuilts on a proven van chassis.
CLAIM LIMIT
£1,000
LABOUR RATE
£95/hr
- 10,000+ parts covered
- 24/7 recovery included free
- Cancel any time, no fee
- Transfers if you sell
Great value everyday cover
MOST CHOSEN
STANDARD
£ 69 .99
per month, all in
The mainstream coachbuilt, eight to fifteen years.
CLAIM LIMIT
£1,500
LABOUR RATE
£95/hr
- 10,000+ parts covered
- 24/7 recovery included free
- Cancel any time, no fee
- Transfers if you sell
More protection, same simplicity
PREMIUM
£ 94 .99
per month, all in
Newer coachbuilts and larger A-class layouts.
CLAIM LIMIT
£2,500
LABOUR RATE
£140/hr
- 10,000+ parts covered
- 24/7 recovery included free
- Cancel any time, no fee
- Transfers if you sell
Great value everyday cover
ELITE
£ 139 .99
per month, all in
A-class and heavier chassis, specialist labour.
CLAIM LIMIT
£5,000
LABOUR RATE
£140/hr
- 10,000+ parts covered
- 24/7 recovery included free
- Cancel any time, no fee
- Transfers if you sell
Our highest level of protection
Showing illustrative motorbike prices, from £22.99 per month. Final prices and cover are subject to product approval.
ESSENTIAL
£ 22 .99
per month, all in
Commuter and learner-legal machines.
CLAIM LIMIT
£1,000
LABOUR RATE
£75/hr
- 10,000+ parts covered
- 24/7 recovery included free
- Cancel any time, no fee
- Transfers if you sell
Great value everyday cover
MOST CHOSEN
STANDARD
£ 29 .99
per month, all in
Mid-capacity roadsters and modern classics.
CLAIM LIMIT
£1,500
LABOUR RATE
£75/hr
- 10,000+ parts covered
- 24/7 recovery included free
- Cancel any time, no fee
- Transfers if you sell
More protection, same simplicity
PREMIUM
£ 39 .99
per month, all in
Litre sports and larger adventure bikes.
CLAIM LIMIT
£2,500
LABOUR RATE
£95/hr
- 10,000+ parts covered
- 24/7 recovery included free
- Cancel any time, no fee
- Transfers if you sell
Great value everyday cover
ELITE
£ 59 .99
per month, all in
Premium tourers and specialist marques.
CLAIM LIMIT
£5,000
LABOUR RATE
£95/hr
- 10,000+ parts covered
- 24/7 recovery included free
- Cancel any time, no fee
- Transfers if you sell
Our highest level of protection
Caravan cover is coming
Caravans price by axle, so single axle and twin axle will be sold as separate products with their own claim limits. Leave your email and we will tell you the day it opens, with the prices.
Showing illustrative car prices, from £34.99 per month. Final prices and cover are subject to product approval.
Most chosen
Standard
£44.99
per month, all in
Claim limit
£1,500
Labour rate
£75/hr
- 10,000+ parts covered
- 24/7 recovery included free
- Cancel any time, no fee
- Transfers if you sell
More protection, same simplicity
Premium
£64.99
per month, all in
Claim limit
£2,500
Labour rate
£120/hr
- 10,000+ parts covered
- 24/7 recovery included free
- Cancel any time, no fee
- Transfers if you sell
Built for newer, costlier cars
Elite
£99.99
per month, all in
Claim limit
£5,000
Labour rate
£120/hr
- 10,000+ parts covered
- 24/7 recovery included free
- Cancel any time, no fee
- Transfers if you sell
Our highest level of protection
Drive now · pay monthly
Two minutes, one
registration, and it's done.
Enter your reg, pick a level, pay. Documents land in your
inbox before the kettle boils.
- From £22.99 a month, recovery included
- No credit check, no deposit, no exit fee
- Transfers free to the next owner
What ‘covered’ means
The expensive systems, not just the easy bits.
Engine
Pistons, crankshaft, oil pump, cylinder head, valves and internal bearings.
Transmission
Gearbox internals, torque converter, differential, driveshafts and CV joints.
Electrical
Starter motor, alternator, ECU, window motors, central locking and sensors.
Turbo & emissions
Turbocharger, wastegate, actuator and selected emissions-control components.
Cooling & fuel
Water pump, radiator, thermostat, fuel pump and injectors.
Steering & braking
Steering rack, power steering pump, ABS pump and selected hydraulics.
A summary of the main systems. The policy document is the contractual list.
Eligibility upfront
Better to know now than at claim time.
Your car is likely to fit if…
- It has under 150,000 miles on the clock
- It is up to 15 years old when cover starts
- It is UK registered and in private use
- It has a valid MOT and a broadly kept service history
- It is a car, small van, motorhome or caravan
- Petrol, diesel, hybrid or electric, all fine
We can't offer this cover if…
- It is used for taxi, private hire, courier or instruction work
- The engine or drivetrain is modified outside manufacturer spec
- A fault is already diagnosed, advised or showing
- It is a grey import without UK specification
- It is over 15 years old or past 150,000 miles
- It is not registered to a UK address
The satisfying bit
Recovery drops from £4.99 to FREE the moment Warranty is selected.
No voucher. No rebate. No second transaction. Warranty and Recovery stack into one monthly total.
Recovery on its own
£4.99/mo
Recovery with Warranty
£0.00
Annual saving
£59.88
Roadside assistance, recovery to a garage of your choice, home start and accident management, across the UK and Europe.
Warranty
Mechanical & electrical cover
from £34.99
Four claim limits. One component list.
24/7 UK & Europe
£4.99
Now free
How a claim actually works
Four steps. One rule before all the others.
Three commitments that decide whether a warranty is worth having — stated plainly, with the limits attached.
01
Call first
Ring the claims line before the garage begins. This is the one rule that protects your claim.
02
Diagnosis
We speak to your garage directly and agree what has actually failed.
03
Authorisation
We confirm in writing what we will pay before a spanner is lifted.
04
Repair
Work goes ahead and we settle with the garage directly wherever we can.
Claims line
0330 808 0633
Mon–Fri, 9am–6pm. A UK team, and the same team that
authorises the work.
Ring before any work starts, even if you are not sure the failure is covered.
Not covered yet?
Proof, with sign-off boundaries
Trust needs evidence, not invented stars.
“Rang on Tuesday about the turbo, authorised that afternoon, garage paid direct. I never had to find the money first.”
Awaiting real review
Placeholder
“The exclusions were on the website before I bought, not buried in a PDF afterwards. That is what made me trust the rest of it.”
Awaiting real review
Placeholder
“Sold the car in March and the cover went with it. The buyer treated it as a plus, so it paid for itself on the sale price.”
Awaiting real review
Placeholder
Guides, not filler
Useful before something goes wrong.
Buying guide
What does a car warranty actually cover?
The difference between mechanical failure and a wear item, and why it decides whether a claim gets paid.
6 min read →
Diagnosis
Seven warning signs your turbo needs attention
Whistles, blue smoke, boost that comes and goes. What to check before it takes the engine with it.
7 min read →
Explainer
MOT vs warranty: what's the difference?
One is a legal roadworthiness test. The other pays for what breaks. People conflate them constantly.
5 min read →
No buried questions
The things people want answered before paying.
Yes. Rolling monthly, no minimum term, no exit fee. Cancel and your cover runs to the end of the month you have paid for.
Any VAT-registered garage in the UK, including a franchised dealer or the independent you already trust. The only rule is that you call us before work starts. We pay the garage directly wherever we can, so you are not funding the repair and waiting to be reimbursed.
Cover transfers to the new keeper at no charge, which is worth real money on a private sale. Send us their details and we reissue the certificate.
No, and there is no impact on your credit file. You are paying monthly for a service, not borrowing to buy one.
It is the most we pay towards any single repair. It is not an annual budget and not an excess. All four levels cover the same components; a higher level raises the ceiling per claim and the labour rate we cover.
Cover starts on the date you choose, with a short initial period before you can claim so that pre-existing faults are not passed to us. The exact length is in the terms, and we tell you the date you are covered from before you pay.
No. We cover up to fifteen years and 150,000 miles at the start, and the car ageing past that afterwards does not end your policy. Older cars are precisely who this is for.
With any warranty level, yes. On its own it is £4.99 a month. There is no version of a warranty level where recovery costs extra.